Long-term care includes medical and non-medical care for people who have a chronic illness or disability. Most long-term care helps with basic personal tasks of everyday life, sometimes called “activities of daily living.” This may include:
- Help with personal care assistance (like dressing, bathing, and using the bathroom)
- Home-delivered meals
- Adult day health care
- Transportation
It’s important to start planning for non-medical long-term care now to maintain your independence and make sure you get the care you may need, in the setting you want, now and in the future. If you’re an American Indian or Alaska Native, contact your local Indian health care provider for more information.
Coverage details
Medicare and most health insurance, including
, don’t pay for long-term care services, including care in a nursing home or in the community.
Who’s eligible
Although you’re not eligible for long-term care under Medicare, you may be eligible for it through
(if you meet eligibility requirements in your state), or you can choose to buy private long-term care insurance.
